The honest answer: for most insured patients in Denver, TMS costs a standard copay or coinsurance per session, because nearly every major carrier covers it. Here is how the numbers actually work.
Four things decide what you actually pay for Transcranial Magnetic Stimulation: whether your insurance covers it, your deductible status, your plan's copay or coinsurance structure, and how many sessions your protocol requires. A standard course is 36 sessions over roughly seven weeks, so a per-session copay multiplied across the course is the realistic way to think about your out-of-pocket total.
TMS is FDA-cleared for major depressive disorder and OCD, and insurance coverage is now the norm, not the exception. Mind Spa is in network with Tricare, VA Community Care, Aetna, Cigna, UnitedHealthcare, Blue Cross Blue Shield, and Medicare. Most carriers require that you meet criteria before approving TMS:
Mind Spa handles the prior authorization paperwork and submits it on your behalf. Before you start, our team verifies your benefits and gives you your expected out-of-pocket costs in plain numbers, so the answer to "what will this cost me" comes before your first session, not after.
Yes. Tricare has covered outpatient TMS since 2016 for eligible beneficiaries who are 18 or older, have severe major depressive disorder, and have not responded to a less intensive form of treatment. Mind Spa is in network with Tricare West, and for qualifying veterans, service members, and family members, TMS is the covered foundation of our Tricare Preferred Program. Read the full breakdown at Does Tricare Cover TMS.
Paying cash? Across the U.S. market, a full standard TMS course typically falls in the range of several thousand to roughly twelve thousand dollars depending on the clinic, the device, and the protocol, with per-session cash rates commonly in the low hundreds. Costs vary between Denver clinics, and the only number that matters is the one quoted for your specific plan of care. Call 303-327-0350 and we will give you a straight answer for your situation, including whether your insurance can be used before you spend cash at all.
The better question is what you get for the course. At Mind Spa, TMS is delivered by a dedicated technician who tracks your response session by session, inside a clinic where medication management, trauma informed therapy, ketamine infusion therapy, and hyperbaric oxygen therapy can be layered into one coordinated plan when your provider recommends it. One team, one protocol, one place in the Denver Tech Center.
One call. We verify your benefits, check your TMS criteria, and give you your real expected cost in writing. No pressure, no runaround.
Cost information on this page reflects typical U.S. market ranges and standard insurance structures, not a quote. Coverage, criteria, and out-of-pocket costs vary by plan and individual. All treatment at Mind Spa is subject to the medical decision-making of a licensed psychiatric provider. Individual results vary and are not guaranteed.
